Representative 64.0% APR (variable)

One card to
rule them all

Luxury rewards, personal wealth advice,
worldwide travel insurance and no FX fees.

Credit Card
As Featured By

Rewards. Travel. Wealth Management.

It's time to reimagine the credit card experience.

Seamless onboarding
See if you're eligible. Connect your bank account. Confirm your identity. Easy as pie.
One simple fee
Pay £20/month or £200/year. Cancel anytime. Say goodbye to over-the-limit, foreign exchange and late payment fees.
Interest, in your interest
Real-time interest re-payment calculator, based on the amount you plan on paying back.
A product demo, showing the Lux credit card, the home screen of the phone app and the web app home page. The top half of the phone screen shows the card and its details such as the card number. You can see your credit card balance as well as when the payment is due, with a scrollable list of all your transactions.
Rewards

Cash back or rewards. Your choice.

Get Rewarded for every £1 Spent
Choose between 2% cash back on every purchase, or 1 point for every £1 spent.
Test
Partner Rewards
Check eligibility in less than 5 minutes and have your card the next day.
£133500 Points
Interchangeable Rewards
Transfer points to cash or vice-versa.
2500
Redeemed
2500
Combine with Friends
Pool points towards shared experiences.